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Providing Parents of Teen Drivers with Safety, Protection and Savings!
  Discover How You Can Make Your Teen a Safer Driver Preventing Car Accidents and Costly Tickets.  
  Young Drivers are Likely to Cause Accidents that Lead to Devastating Lawsuits. Find out How You Can Protect Your Family's Assets.  
  There are Ways You Can Slash the High Cost of Insuring Your Family with a Young Driver.
Find Out How Now!

Discover How You Can Get Peace of Mind Knowing...

  • Your Teen is a Safe Driver
  • You are Protected In Case Your Teen Causes an Accident
  • You are NOT OVERPAYING For Your Family's Car Insurance!

This site is dedicated to helping you get through this trying time as a parent of a teen driver. Inside, you'll find a local family and teen driver agent that can give you peace of mind knowing your teen is a safe driver, your family is protected and you're not overpaying for your car insurance.

We all know...
• Car crashes are the leading cause of teenager deaths
• Teen car crashes are more likely to result in high judgement lawsuits
• Your house and life savings are on the line
• Is your teen a safe driver?
• Are you protected in case your teen causes a serious car accident?
• Do you have an agent that is focused on protecting families with teen drivers?

You CAN Reduce the Likelihood of Your Teen Causing an Accident, Protect Everything You Own, and Lower the Cost of Your Insurance!

Recent Articles

Why Insurance Rates for Teens Are So High?
By Tom Wiecek, President of the Society of Family Insurance Specialists

This is probably one of the most common responses I get from frustrated parents who are adding their teen to their car insurance. I understand this frustration and after I explain the reasons, they usually respond with "But, my teen is a good driver ... "

That may be true and you've probably spent countless hours helping your teen become a safer driver. If you have, then you should be glad that the chances of your teen getting into an accident will be less likely than most teens on the road. But let me emphasize ... Less Likely Than Other Teens ... not experienced drivers.

It takes thousands of hours behind the wheel to get the experience to avoid accidents and become the safest of drivers. And this can take years. Here's a statistic to prove this point.

The crash rate for 16 year olds is nearly 3 times higher than 19 years and nearly 6 times higher than drivers 20 to 24 years old.

Unfortunately, you are going to have to pay high rates for your teen to drive. But, you can take steps to avoid paying the highest rates and save money in the long term.

Step One- Use an insurance agent that specializes in insuring teen drivers. Family Insurance Specialists represent companies that offer good rates but most importantly offer quality insurance protection that can help you avoid paying out of your own pocket for an accident if your teen causes an accident.

Step Two- Make sure you are getting every discount you deserve. Available discounts may include safe driver, claims-free, good grades, multiple policies with the same company, and in some states you can qualify for a lower rate by keeping a good credit rating.

Step Three- Buy a safe, older, lower profile vehicle for your teen to drive. Make sure it has airbags and anti-lock brakes and is not considered a dangerous vehicle. Your Family Insurance Specialist can help you decide which vehicles are least expensive to insure.

Step Four- Increase your deductibles or drop the collision on older vehicles. If your teen is driving an older, less expensive car, you can "self insure" the car. That means of course, if something happens, you'll have to pay for the damages to your car, but it can save you a lot of money- nearly 1/3 to 1/2!

Step Five- Get a Teen Driver Monitoring Device installed in your teen's car. Some insurance companies offer special discounts for these systems. The greatest advantage of these systems is that this will most likely prevent your teen from speeding. Speeding tickets can greatly increase your insurance rates and jeopardize your insurance coverage. Insurance companies know that if a teen driver gets a speeding ticket, the likelihood of an accident in the near future is great. You could get cancelled and it may be more difficult to get another insurance company to pick you up.

To learn more about how you can get the right protection for your teen driver, find out other ways you can save on your car insurance, and keep your teen driver safe enter your zip or postal code above.

More Articles

"Trunking" The Latest Danger to Teenagers

The 5 Most Common Mistakes Teens Make and How to Prevent Them

GPS Teen Monitoring System - It Can Save Your Child's Life!

Teen Driver Education - Can You Count on the High School to Properly Train Your Teen for the Road?

Are Your Family's Assets Protected if Your Teen Driver Causes an Accident?

16 Step Home Study Teen Driving Course Offered at No Cost to Parents

How to Choose the Right Driving School for Your Teenager

Three Ways to Save on Your Teenage Driver's Car Insurance

Look for Special Discounts on Your Teenage Driver's Car Insurance



  How You Can Get Alerted When Your Teen Drives Dangerously with Our
GPS Teen Driver
Monitoring System

How You Can Make Your Teen a Safer Driver With Our
Free 16 Step Home Study Teen Driver Safety Course!

101 Safety Tips for Teen Drivers

Parent/Teen Driver Contract

  Your Teen Driver's Safety
Your Teen Driver's License
Your Teen Driver's Education
Your Family's Insurance Needs
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