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What You Should Know About ...

What You Should Know ...
About Your Teen Driver's Safety

By Tom Wiecek, Certified Insurance Counselor, President
Society of Family Insurance Specialists

 Congratulations on taking steps to help make your teen a safer driver!

There are probably all kinds of thoughts going through your mind during this period of parenthood. Your innocent young child has reached a milestone in life that brings a new freedom they have never experienced before.

Your child's dependence on you has just been reduced tremendously. You can only hope that all your guidance will be enough to help him or her go out into the world responsibly and remain safe.

But simply hoping doesn't give you peace of mind, does it?

Teen Drivers are 5 times more likely to get into a car accident than an experienced driver. Car accidents are the leading cause of death of teens.

Almost every Monday morning we hear news stories about a teenager getting killed in an accident or killing someone else.

But it doesn't have to happen to your teen driver- as long as you take the proper precautions that I am about to share with you.

When you get down to the root of why so many teenagers cause accidents, they don't fully understand the consequences their actions can cause. One simple mistake in judgment can lead to the worst of situations.

You may think your child is responsible and would never be involved in something this tragic. You may be right, but one simple mistake is all it takes!

The reason why I am sharing these stories and examples of what can happen is because I have seen it happen and seen it happen too often during my years in this business. And I don't want it to happen to you- and probably no other insurance agent has ever shared this with you.

The Five Steps to Your Teen Driver's Safety

Step One- Take a Home Study Driving Course with Your Teen

Studies have proven that the more time spent practicing with your teen driver behind the wheel, the less likely it is that he or she will get into an accident. Let's face it, this is a new experience for them and the skills that can take years to become habit are just not developed.

Sometimes as adults, we take for granted our ability to avoid and react to sticky situations. You need to realize that a teen driver doesn't have this ability. They have never had to deal with these situations.

Prepare Your Teen Driver for the Worst so when the Worst Happens, He or She will React Properly!

The only way to prepare them is to practice in a safe environment. Experts recommend a minimum of 100 hours of practice behind the wheel before allowing a new driver to drive without supervision. This time should be spent practicing a series of specific techniques to prepare the new driver for certain situations.

For example, a very common mistake teen drivers make that causes accidents is "over-correcting". There are usually other factors such as speeding that help cause these accidents, but when a teen driver gets in a situation and tries to avoid a crash, they tend to over correct and the vehicle loses control.

Have you ever found yourself veering off the road and when you realize this, you suddenly pull the wheel in the opposite direction and then have to pull back to get your car in control? A teen driver doesn't realize that this sudden action can cause the vehicle to become uncontrollable if pulled too hard.

By spending time with your teen and following a structured guide to practice specific techniques, your teen can learn in a safe environment how to avoid accidents rather than learning on the road where the dangers are real.

Share this Exciting Experience with Your New Teen Driver!

If you follow this plan, you will not only help your child become a safer driver, you will also share this exciting time together with your child.

This on-line course is the shortened version of the Full Teen Driver Safety Course only available from a Family Insurance Specialist. In order to find a specialist near you, enter your zip code in the above box.

Step Two- Have Your Child Take a Safety Attitude Assessment

Everyone has hidden traits built into their personality that others may never know about- the person in question may not even know this about their self. We tend to do things or react to things for reasons unknown to us.

Your teen also has tendencies that you should be aware of. Especially, before they get behind the wheel. Why?

A car can bring out certain behaviors that can cause serious damage- damage to property and damage to people. It is important for you, as a parent, to be aware of these possible behaviors before you hand over the car keys.

A Family Insurance Specialist can help you give your teen a 20 minute on-line test that will help you discover the behavior tendencies of your teen driver. For example, it will tell you whether he or she is aggressive or cautious.

Once you discover your teen's traits, your specialist can provide you with tools that you can use to help them learn how to control their behaviors while driving.

The cost of this analysis is $25 but, can be priceless in understanding your teen's attitude to driving.

Step Three- Install a GPS-Based Parent Alert System

It has been proven that the likelihood of a child doing something wrong is greatly reduced if they know they will get caught.

INSTANTLY Make Your Teen a Safe Driver!

Master Police Officer James Poer, who is has investigated thousands of car accidents, many involving teen drivers says "This is the greatest tool ever invented for preventing teen driver accidents! Every parent should have this installed in their teen driver's car."

Speeding is the leading cause of teen driver accidents and this system will prevent your teen from speeding by alerting you when the vehicle exceeds a pre-determined speed.

"If the teen knows that he or she will get caught the likelihood of this happening is greatly reduced." explains Officer Poer.

There are many systems available and they can cost as much as $879. A Certified Family Insurance Specialist can help you get one at a drastic savings and in some cases for free.

If you would like to know more, enter your zip code in the above box NOW!

Step Four- Use Special Tools to Help Your Teen Driver Become a More Responsible Driver

Communication with your teen is very important to establish rules, consequences, and responsibility. There are special tools that can help you with this.

 Parent/Teen Driving Contract- Your teen has earned the "privilege" of driving. They must understand that driving is a privilege and not a "right". And this privilege can be taken away from them.

By signing a contract and agreeing to the terms of the contract, your teen will realize that if they break the contract, this great privilege can be taken away. This reduces the likelihood of them driving in a dangerous manner.

Unsafe Driving Consequences- This is an additional contract that outlines the consequences for breaking specific rules. It allows both you and your child to agree what will happen if the child breaks a rule.

For example, if he or she is late returning home, they can lose 2 days of driving privilege. If he or she speeds, they can lose a month or two of driving privilege.

You can get these free tools by entering this website, find a Family Insurance Specialist and click the "Resources" link.

Step Five- Remain Vigilant

After you have taken all of the steps, I have outlined, don't just sit back and think your job is done. It's not! It's only beginning.

You have to realize that your teen will not become a safe driver until they get the experience needed to avoid almost any dangerous situation on the road. This can take years but is most critical within the first 3 years.

If you would like to get consistent reminders to keep your teen driver safe and to learn the latest techniques every month, enter this website and sign up for FREE VIP access. This will give you a free subscription to our monthly e-newsletter, Driver's Seat.

Also included in each e-newsletter is an article from Master Police Officer James Poer. He is a father of four teen drivers and understands what you are experiencing as a parent. He will share with you tips on how you can remain vigilant about your teen driver's safety.

So, what do you do now?

The first step is to learn as much as you possibly can to help your teen become the safest driver possible. Enter this site and sign up for VIP access.

The website for your local agent will appear. On this website is a wealth of additional information that will not only provide teen driver safety articles, but also provide you with the critical knowledge you need to protect your family assets through quality insurance coverage.

Your local specialist will also make sure you have the right protection by completing our 21 Point Protection Review.

Once you have done this, your specialist will help you get all of the tools provided in this article.

© 2008 FamilyInsuranceSpecialist.com. All Rights Reserved.  May not be reproduced in any fashion without author's express permission.

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